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How to Get a Replacement Car Key Losing your car keys can be a stressful experience. It can also be costly depending on the type you own. The most convenient way to obtain a replacement is to call an auto locksmith. This is usually a less costly and quicker option than calling roadside assistance or a dealership. Cost Up until recently the loss of car keys was not a big deal. You could just visit your local hardware store and purchase a replacement key. Today, the process is much more complicated and costly. It's because cars are technologically advanced, and keys too. And while this may make them more secure from theft however, it also makes them more expensive to replace. The cost of a lost key replacement will depend on the year, make and model of your vehicle. Many newer cars have key fobs that have transponder chips to protect against theft. These chips need to be paired with your car, which typically requires a locksmith or dealer. The cost will vary depending on your car type however it could reach $200. Certain modern vehicles also have a laser-cut key that must be programmed using a specific machine available only at auto dealerships and specialist locksmiths. The cost of a key for this type of lock is up to $100. The location of your house will also affect the cost. You'll likely need to pay more for service when you live in an area with a lot of distance since the locksmith and tow truck have to travel far to reach you. Moreover, a locksmith will be charged extra for holiday or after hours weekends. You can lower the cost of replacing keys to your car by keeping a spare one at your home or in your wallet. You should also keep your car's title or registration documents, as these will be needed to prove that you're the owner of the vehicle should you have to contact the dealership to request a replacement key. In addition, you could also utilize your roadside assistance to assist in the procedure. You might be able to obtain an interim replacement based on the terms and conditions of your roadside assistance service. Time It can be very frustrating to lose your car keys, however it's important not to be in a panic. First, take a moment to search for your keys to your car in a convenient place like your pocket or purse. You can then go back and recall your day to determine where you may have put them. This will help you remember if you've lost them or if they're still in your vehicle. It's probably time to replace your car keys if you are unable to locate them. Most newer cars have a remote key fob which uses a code to unlock and start the vehicle. This type of key must be changed to ensure it is compatible with your vehicle. This is typically the responsibility of a professional. You should contact an auto locksmith to see if they can handle this, and you will be required to provide evidence of ownership. The old-fashioned metal keys are easier to replace than the remote key fobs. They are completely mechanical and simple to duplicate. A local locksmith can replace your lost key on the spot. They can also duplicate the ignition cylinder in your vehicle, which is an extra cost. However, if you want to have backups of your old-school car keys you can visit a hardware store specializing in automobiles and have them copied quickly and inexpensively. You may also want to consider replacing your car keys if they're beginning to look worn down. The teeth on the keys and the lock cylinder can wear down due to the use of the keys over time which makes it difficult for them to align correctly with each other. If the key starts to stick inside the lock, it's also a sign that it is time to replace it. If you own a brand new vehicle and it's a high-end model, the key may need to be programmed by the dealership. This is a complex task that can take an extended time to complete and could cost a significant amount of money. Depending on the make of your car, you may be able to have the work covered by your vehicle warranty or insurance. Accessibility Even if you're a great driver, it's still possible to lose your car keys. This can be a real pain, especially when it happens at the most inconvenient times, like when you're at the petrol station or grocery store and just want to go home. There are a variety of options to replace your lost key. You can find a locksmith, call roadside assistance, or even your insurance provider. The first thing you'll need to do is identify the kind of car key you own. It's crucial to know that different cars use different keys. Some keys are old-fashioned, and only lock using the key cylinder. Others have chips that communicate with the vehicle to unlock doors and also start the car. Some of these keys are easily replaced by an auto-locksmith while others may require you to visit a dealership in order to get one from the manufacturer. Whether you're using a traditional key or a smart key, your first step should be to read the user manual or call the dealership for instructions on how to program it to your vehicle. You'll need to show proof of ownership, and you may have to wait a few days before the dealer can request a replacement. This procedure requires you to bring your vehicle to a locksmith or another service provider to get it programmed. This isn't the best choice for people with limited mobility or tight schedules. If you have a spare key, the process is much simpler. You can typically purchase a replacement key online at a reasonable cost dependent on the type of car. If your keys have a transponder and key fob, you will require a certified expert in order to replace them and program them. Depending on the model and make, you may need to have it towed by the dealer or hire a locksmith to replace the key. Another method of getting a new car key using a bluetooth tracker. These tiny devices are attached to your keyring, emitting an electronic signature that can be read by an iPhone with an application installed. The app will show you the location of your key, so you can easily locate it. how much car key replacement do not cover the cost of keys lost. However, there are a few exceptions. Many of the best car insurance companies committed to customer satisfaction provide additional coverage for things like lost keys. It's usually an additional cost, but it can be less expensive than paying out from pocket for key replacement costs. The specific policy and threshold will determine if your car insurance covers lost keys. The majority of traditional keys can be replaced easily however, it could be more difficult if you have an electronic fob, or smart key. These keys are laser-cut and use computers that transmit a signal to your vehicle. They are therefore more difficult to replace than keys made of mechanical. They are also more expensive, as you will need to pay for a locksmith as well as the key itself. If you're trying to save money on a lost key replacement think about using an auto club or roadside assistance service. These services may offer discounted rates for locksmiths and could even pay for the cost of replacing a key. Some of these firms offer emergency lockout assistance, which is useful when you are in a hurry and need to get on the road. You can also contact your dealership to find out if they could help. Locksmiths are typically available at most dealerships, and could be able to create keys for you at an affordable price. If the dealer has to make a key for your specific model it could take several days. Keep all receipts and documents, whichever method you choose. This will enable you to file a claim if needed with your insurance company. Losing your car keys is a regular event. It's not easy however, it can occur to anyone. There are ways to avoid expensive consequences. While the most cost-effective and fastest way to replace your lost car keys is to call a local locksmith, it's important to weigh the financial benefits against the time involved and the possibility of deductible payments prior to filing a claim with your insurance company.